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Florida Personal Lines Exam Questions With Verified Answers 2024/2025 Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - answerB.) Damage to a neighbor's parked car Which of the following is true regarding the Fine Arts Floater? A.) Coverage is limite...

Florida Personal Lines Exam Questions 100% Answered which part of an insurance policy covers claims-related expenses, reasonable expenses incurred by an insured to protect damage property from further loss, or defense expenses? A. Additional Coverage B. Exclusion C. Declaration D. Insuring Agreement - answerA. Additional coverage The additional coverage portion of a policy provides an additional amount of coverage for a specific loss expense, at no additional premium. Agents who persua...

Florida Personal Lines Exam Questions 100% Answered A person who does not lock the door to his or her house shows an indifferent attitude. What type of hazard does this represent? - answerMorale Wagering on a sporting event is known as what type of risk? - answerSpeculative How is actual cash value of property calculated? - answerCurrent replacement cost minus depreciation If an insured peril was the proximate cause of loss, what type of loss is it? - answerDirect what type of policy ins...

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Florida Personal Lines Exam Questions & Answers(rated A) Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - ANSWERB.) Damage to a neighbor's parked car Which of the following is true regarding the Fine Arts Floater? A.) Coverage is limited to t...

Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - ANSWERB.) Damage to a neighbor's parked car Which of the following is true regarding the Fine Arts Floater? A.) Coverage is limited to the United States, Canada, and Mexico B.) Coverage is primar...