Acv actual cash value Study guides, Class notes & Summaries
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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CMCA - M100 Exam Complete Questions and Answers 100% verified | 2024
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CMCA - M100 Exam Complete Questions and Answers 100% verified | 2024
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CISR Insuring Commercial Property Exam 146 Questions with Answers,100% CORRECT
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CISR Insuring Commercial Property Exam 146 Questions with Answers 
 
Select the answer that most closely describes Actual Cash Value (ACV). - CORRECT ANSWER A method of establishing the value of property wherein depreciation and obsolescence are deducted from the value of the property. 
 
Select the answer that most closely describes Functional Replacement Cost. - CORRECT ANSWER A provision which changes the policy valuation so as to provide for replacement with a different structure which per...
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NJ PSI Property and Casualty Exam Questions with correct Answers
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) 
 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartment building. - ANSWER-B. A farm owner. 
 
The term Insured Location under ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review(updated 2023)
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review(updated 2023)Peril 
Something that causes a loss. 
 
 
 
Hazard 
Something that increases the probability that a loss will occur. 
 
 
 
Warranty 
A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
 
 
 
Misrepresentation 
An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
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2022-2023 Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS
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2022/2023 
Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS 
 
 
 
1.	PERILS: A CAUSE OF PROPERTY LOSSES UNDER AN INSURANCE CON- TRACT EX: WINDSTORM, HURRICANE, EXPLOSION, COLLAPSE OF BUILD- ING, VANDALISM, ACCIDENTAL DISCHARGE, AND THEFT 
2.	LAW OF LARGE NUMBERS: A FUNDAMENTAL CONCEPT IN STATISTICS 
AND PROBABILITY THAT DESCRIBES HOW THE AVERAGE OF A RANDOM- 
LY SELECTED LARGE SAMPLE FROM A POPULATION. IT BASICALLY RE- LIES ON THE PRINCIPLE THAT THE LARGER THE POOL, THE MORE PRE- DICTAB...
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Louisiana Claims Adjuster's Workers Comp License Study Guide With Complete Solution
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Accident Insurance - Answer Covers expenses associated with a covered accident and can extend to ambulance and 
emergency room expenses, intensive care, and hospital costs. Accident insurance also 
provides for loss of income, and a death benefit if injuries prove fatal. 
 
Accumulated 
Depreciation - Answer The total decrease in an item's value over a period of time. Formula: (annual 
depreciation x number of years used). Subtract this number from the item's replacement 
cost to get its actua...
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TEXAS ALL LINES ADJUSTER TESTS/EXAMS|TEST BANK| (COMPLETE) TEXAS ALL LINES ADJUSTER TESTS/EXAMS QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE A+ GRADE
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TEXAS ALL LINES ADJUSTER TESTS/EXAMS|TEST BANK| (COMPLETE) TEXAS ALL LINES ADJUSTER TESTS/EXAMS QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE A+ GRADE 
Table of Contents 
Texas All Lines Adjuster Test - Questions And Answers 2023	1 
TEXAS ALL LINES ADJUSTER EXAM QUESTIONS AND ANSWERS |Assured A+ Grade	34 
Texas All Lines Adjuster Quizzes All Answers Correctly	83 
All Lines Adjuster Test Questions and Answers	96 
Texas All Lines Insurance Adjuster With complete Solution	104 
Texas All Li...
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Illinois Life & Health Insurance Exam
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Illinois Life & Health Insurance Exam
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NC ADJUSTER LICENSE PRACTICE EXAM 2024 QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED
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NC ADJUSTER LICENSE PRACTICE EXAM 2024 
QUESTIONS WITH CORRECT ANSWERS ALREADY 
PASSED AND VERIFIED 
Manny is purchasing a Commercial Property policy with a Business Income form 
included. Manny can select from any of the following as a method to provide coverage, 
while avoiding the coinsurance requirement, EXCEPT: - CORRECT ANSWER The 
maximum monthly limit of indemnity optional coverage 
The traditional definition of actual cash value (ACV) is: - CORRECT ANSWER 
Replacement cost minus d...
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