Property loss exposure a Study guides, Class notes & Summaries
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Lead Abatement Supervisor exam questions and answers already graded A(verified for accuracy).
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Identify the materials used for enclosure 
Drywall 
vinyl siding 
Plywood 
Paneling 
Caulk and sealant 
 
 
 
Hazards that exist in residential environments 
Lead dust 
Lead contaminated soil 
Peeling, chipping paint 
Folk remedies 
 
 
 
Describe how children are typically exposed to lead 
Hand to mouth activities 
Worker take home dust 
 
 
 
Identify the common routes of worker lead exposure 
Inhalation 
Ingestion 
 
 
 
Describe the basic health effects of lead to workers 
Stomachache 
Nause...
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Practice Exam for CAIB 1 Latest 2023 with complete solution
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1.	Insurers are in the business of assuming the financial risks of others which involves entering into a formal contract. A contract is enforceable at law only when all legal elements have been observed. Insurance contracts differ from other formal agreements and are subject to what three additional elements?: Insurable Interest 
Utmost Good Faith Indemnity 
2.	Explain the meaning and disadvantage of the following approaches: Avoid- ance of Risk & Control of Risk: Avoidance: Avoidance means that...
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ains 103ains 103 questions answers graded A+
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Loss exposure - ANS-Any condition or situation that presents a possibility of loss, whether or not an 
actual loss occurs. 
Property loss exposure - ANS-A condition that presents the possibility that a person or an organization 
will sustain a loss resulting from damage (including destruction, taking, or loss of use) to property in 
which that person or organization has a financial interest. 
Real property (realty) - ANS-Tangible property consisting of land, all structures permanently attache...
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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CPCU 553 Personal Insurance questions answered 100% correct
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Loss exposure 
Any condition or situation that presents a possibility of loss, whether or not an actual loss occurs. 
 
 
 
Cause of loss (peril) 
The actual means by which property is damaged or destroyed. 
 
 
 
Property loss exposure 
A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taken, or loss of use) to property in which that person or organization has a financial interest. 
 
 
 
Real property (r...
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IICRC HST Exam Study Guide fully solved & verified for accuracy(latest update)
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Industrial Hygiene 
Science and art devoted to the anticipation, recognition, evaluation, prevention, and control of those environmental factors or stresses arising in or from the workplace which may cause sickness,, impaired health and well being, or significant discomfort among workers or among citizens of the community. 
 
 
 
Occupational Health and Safety 
Same definition as "industrial hygiene" ; 
Science and art devoted to the anticipation, recognition, evaluation, prevention, and contr...
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California property and casualty exam questions and answers graded A
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alifornia property and casualty exam questions and answers graded A The process where by a mutul insurer becomes a stock company is called Demutalization 
The process whereby a stock company a mutal insurer is called Mutalization 
The provision in a property policy which states that the insured has been paid up to their insurable interest is Valuation clause 
The part of the policy that states the amout of coverage the insured property policy period is Declaration 
Part of the policy that establ...
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OREGON STATE PROPERTY AND CASUALTY EXAM PREP QUESTIONS AND ANSWERS 2024
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The Occurrence form 
it doesn't matter when the loss is reported, but the date the loss occurred must be during the policy period. 
 
 
 
The Supplemental Extended Reporting Period 
The cost of the endorsement may be up to 200% of the CGL's annual premium. This is a one-time charge and is fully earned at issuance. 
 
 
 
Product liability would cover 
Product liability applies to bodily injury the product causes away from the insured's premises. A customer contracting food poisoning is a perf...
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TruGreen Pesticide Certification 6,3a,3b Exam Questions with correct Answers
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Abiotic disorder - Answer- A non-pest plant stress such as improper nutrition, too much or too little water, winter or frost injury 
 
Action threshold - Answer- The pest density at which action (such as pesticide application) is justified to prevent further damage. 
 
Adelgid - Answer- An insect closely related to aphids that feed on conifers. Their feeding often causes galls to form. 
 
Aesthetic injury level - Answer- The point at which damage from a pest becomes noticeable enough to negative...
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WebCE Exam Questions with correct Answers
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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