Loan to value ratio ltv Study guides, Revision notes & Summaries
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Aceable Agent Principles of Real Estate 2 exam 20-23 with 100% correct answers
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Amortization - correct answer -The repayment of a loan principle over time 
 
Arrears - correct answer -Payment for an item or service after it's received 
 
Down Payment - correct answer -The initial payment made when buying something on credit, a ____________ is paid directly by the buyer to the seller 
 
Proration - correct answer -The allocation or distribution of an annual expense across smaller chunks of time 
 
Acreage - correct answer -A unit of measurement used to determine the size of...
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Champions real estate finance Exam Questions with Verified Answers
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Champions real estate finance Exam Questions with Verified Answers 
Loan-to-Value Ratio (LTV) ANS-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage ANS-Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage ANS-Covers more than one piece of propert...
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Champions Real Estate Finance Exam Questions and Answers with Complete Solutions
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Champions Real Estate Finance Exam Questions and Answers with Complete Solutions Champions Real Estate Finance Exam Questions and Answers with Complete Solutions Champions Real Estate Finance Exam Questions and Answers with Complete Solutions 
Loan-to-Value Ratio (LTV) - ANSWER-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised...
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2024 Hud Final Exam Prep (Questions And Answers)
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2024 Hud Final Exam Prep (Questions 
And Answers) 
Types of Credit Used - CORRECT ANSWER-Student loan or credit cards only 
FAKO scores - CORRECT ANSWER-purchase score which are educational score 
Fair Credit Reporting Act FCRA - CORRECT ANSWER-what is in file/dispute/remove 
30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights 
Fair and Accurate Credit Transactions Act FACTA - CORRECT ANSWER-free 
cbrs/fraud alert/truncate cc #s 
Fair Credit Billing Act (FCBA...
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HRTM 421 Hospitality Financial Management (100% Correct Answers)
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Loan Components correct answers - Principal 
* Amount of money being borrowed 
 
- Debt Service 
* Fixed payments to the bank 
 
- Interest Rate 
* Percentage of loan balance 
 
- Amortization Rate 
* Number of years debt service payment is based on 
 
Principal Amount correct answers - The amount of principal the bank will lend is based on: 
 
* Cash flow projections 
* Present Value of the business 
* Loan-to-value ratio (LTV) 
* Loan-to-cost ratio (LTC) 
* Debt service coverage ratio (DSCR) -...
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Champions Real Estate Finance Exam Questions with All Correct Answers
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Champions Real Estate Finance Exam Questions with All Correct Answers 
Loan-to-Value Ratio (LTV) - ANSWER The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ANSWER Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - ANSWER ...
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Champions Principles of Real Estate 2 Latest Version Graded A+
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Champions Principles of Real Estate 2 
 
Latest Version Graded A+ 
 
appraisal value of a property maybe affected by social, economic, govt and environmental 
influences 
 
Loan-to-Value Ratio (LTV) The percentage of value or sales price that a lender is willing to 
finance. 
 
limited appraisal report exterior only/drive by inspection. deemed as low risk loan 
 
highest and best use of property legal use that gives the greatest return 
 
Principal of Contribution cost does not equal value 
 
Re...
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National PSI Broker Exam prep| Answered 100% Correctly| Latest 2024
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National PSI Broker Exam prep| Answered 100% Correctly| Latest 2024 
A broker is completing a CMA to determine the potential listing price of a seller's 
home. Which of the following is NOT part of the final CMA given to the seller? 
A) 
Highest and best use evaluation 
B) 
Comparable sales analysis 
C) 
Adjustments to past sales 
D) 
Pictures of comparables 
A) 
The answer is highest and best use evaluation. An appraiser does a highest and best 
use evaluation, which does not appear in a CMA...
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Champions Real Estate Finance Questions and Answers 100% Correct!
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Champions Real Estate Finance QuesLoan-to-Value Ratio (LTV) - ANSWERSThe percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ANSWERSIncludes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - ANSWERSCovers more than one piece of property. 
 
Wraparound Mo...
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Gold Coast Chapter 13:questions with correct answers 100%
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Gold Coast Chapter 13:questions with correct answers 100%Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is fu...
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