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NC Life Insurance Practice Exam Questions with 100% Correct Solutions
NC Life Insurance Practice Exam Questions with 100% Correct Solutions All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Correct Answer ️️ -...
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- • 64 pages •
NC Life Insurance Practice Exam Questions with 100% Correct Solutions All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Correct Answer ️️ -...
NC Life Insurance Exam Prep Questions and Answer
NC Life Insurance Exam Prep Questions and Answer An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Answer- A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Answer- Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Answer- Premiums are waived if payor becomes disabled An agent who signs a blank contract application...
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- • 25 pages •
NC Life Insurance Exam Prep Questions and Answer An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Answer- A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Answer- Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Answer- Premiums are waived if payor becomes disabled An agent who signs a blank contract application...
North Carolina Medicare Supplement and Long-Term Care Exam Questions and Answers 100% Pass
North Carolina Medicare Supplement and Long-Term Care Exam Questions and Answers 100% Pass An individual who is not eligible for premium-free Medicare Part A coverage may apply for coverage during which of the following enrollment periods? A. All of the above B. Initial enrollment period C. General enrollment period D. Special enrollment period - Answer- A. All of the above Medicare makes what payment for services in which another payer may be responsible: A. Conditional payment B. In...
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- • 16 pages •
North Carolina Medicare Supplement and Long-Term Care Exam Questions and Answers 100% Pass An individual who is not eligible for premium-free Medicare Part A coverage may apply for coverage during which of the following enrollment periods? A. All of the above B. Initial enrollment period C. General enrollment period D. Special enrollment period - Answer- A. All of the above Medicare makes what payment for services in which another payer may be responsible: A. Conditional payment B. In...
NC Life insurance state exam study guideline with complete solutions
NC Life insurance state exam study guideline with complete solutions Term Insurance - Answer- Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - Answer- Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance - Answer- Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be ...
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- • 25 pages •
NC Life insurance state exam study guideline with complete solutions Term Insurance - Answer- Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - Answer- Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance - Answer- Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be ...
NC - Health Insurance - Practice Exam Questions with 100% Correct Answers
NC - Health Insurance - Practice Exam Questions with 100% Correct Answers All of the following are true regarding Key Employee Disability Income insurance EXCEPT A) Premiums are not tax deductible for the employer. B) Benefits are taxable to the employer. C) The employer owns the policy. D) Benefits are paid to the employer to retrain a new person. - Answer- B) Benefits are taxable to the employer. Key person disability income premiums are not deductible to the business, but the benefi...
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NC - Health Insurance - Practice Exam Questions with 100% Correct Answers All of the following are true regarding Key Employee Disability Income insurance EXCEPT A) Premiums are not tax deductible for the employer. B) Benefits are taxable to the employer. C) The employer owns the policy. D) Benefits are paid to the employer to retrain a new person. - Answer- B) Benefits are taxable to the employer. Key person disability income premiums are not deductible to the business, but the benefi...
NC life and health insurance study questions and answers
NC life and health insurance study questions and answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium - Answer- C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the following would help pre...
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NC life and health insurance study questions and answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium - Answer- C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the following would help pre...
NC Life Insurance Practice Exam Questions and Answer
NC Life Insurance Practice Exam Questions and Answer All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer- c) Writing North Carolina insura...
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- Exam (elaborations)
- • 64 pages •
NC Life Insurance Practice Exam Questions and Answer All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer- c) Writing North Carolina insura...
NC Life Exam Simulation Exam Questions and Answers
NC Life Exam Simulation Exam Questions and Answers Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - Answer- ANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to - Answer- ANSWER: suspend, revoke, or refuse to renew t...
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- • 24 pages •
NC Life Exam Simulation Exam Questions and Answers Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - Answer- ANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to - Answer- ANSWER: suspend, revoke, or refuse to renew t...
Medicare, Medicaide, LTC NC Insurance Exam Questions and Answers 100% Pass
Medicare, Medicaide, LTC NC Insurance Exam Questions and Answers 100% Pass Federal Program - Answer- Medicare is a federal health insurance program. Part of the Social Security program, Medicare is run by the Centers for Medicare & Medicaid Services of the Department of Health and Human Services. Private firms contract with the federal government to handle the paperwork, review claims, and disburse claim payments. Medicare Part A - Answer- Designed primarily to provide hospital insurance ...
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- • 44 pages •
Medicare, Medicaide, LTC NC Insurance Exam Questions and Answers 100% Pass Federal Program - Answer- Medicare is a federal health insurance program. Part of the Social Security program, Medicare is run by the Centers for Medicare & Medicaid Services of the Department of Health and Human Services. Private firms contract with the federal government to handle the paperwork, review claims, and disburse claim payments. Medicare Part A - Answer- Designed primarily to provide hospital insurance ...
NC Medicare Supplement & Long Term Care Insurance Licensing Exam Questions and Answers
NC Medicare Supplement & Long Term Care Insurance Licensing Exam Questions and Answers Medicare - Answer- Health insurance for those over age 65, people under 65 with certain disabilities & those with ESRD (end stage renal disease - permanent kidney failure requiring dialysis or kidney transplant) CMS - Answer- Centers for Medicare and Medicaid Services administers the Medicare program. Social Security Administration handles most of the enrollment & plays a role in claims appeal process....
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- • 18 pages •
NC Medicare Supplement & Long Term Care Insurance Licensing Exam Questions and Answers Medicare - Answer- Health insurance for those over age 65, people under 65 with certain disabilities & those with ESRD (end stage renal disease - permanent kidney failure requiring dialysis or kidney transplant) CMS - Answer- Centers for Medicare and Medicaid Services administers the Medicare program. Social Security Administration handles most of the enrollment & plays a role in claims appeal process....
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
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INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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