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AINS 102 UPDATED PT 1 Questions & Answers 2023-2024
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AINS 102 UPDATED PT 1 Questions & Answers 
Which one of the following is considered real property? 
Select one: 
A. An automobile 
B. A house 
C. Furniture 
D. A motorhome - ANS-B 
The Davis family suffered extensive fire damage to its home and was temporarily unable to inhabit it. 
The family was forced to rent a hotel room while its home was under repair. The cost incurred to rent 
the hotel room is referred to as which one of the following outcomes of loss? 
Select one: 
A. Lost income 
B....
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AINS Bundled Exams Full Solution Pack with solved 100%
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AINS Bundled Exams Full Solution Pack with solved 100%
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AINS 102 LATEST UPDATE GRADED A+
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Property loss exposure A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss of 
use) to property in which that person or organization has a financial interest. 
Real property (realty) Tangible property consisting of land, all structures permanently 
attached to the land, and whatever is growing on the land. 
Personal property All tangible or intangible property that is not real property. 
Ded...
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AINS 102 UPDATED Exam Questions and CORRECT Answers
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Property loss exposure - A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss 
of use) to property in which that person or organization has a financial interest. 
Real property (realty) - Tangible property consisting of land, all structures permanently 
attached to the land, and whatever is growing on the land. 
Personal property - All tangible or intangible property that is not real prope...
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AINS 102 Test | Questions with 100% Correct Answers Latest Update 2024-2025
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Property loss exposure - ANSWER A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss of 
use) to property in which that person or organization has a financial interest. 
Real property (realty) - ANSWER Tangible property consisting of land, all structures 
permanently attached to the land, and whatever is growing on the land. 
Personal property - ANSWER All tangible or intangible property that...
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AINS 102 Test: Understanding Personal Insurance | Questions with 100% Correct Answers Latest Update 2024-2025
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Arbitration - ANSWER An alternative dispute resolution (ADR) method by which disputing 
parties use a neutral outside party to examine the issues and develop a settlement, which can 
be final and binding. 
Attachment - ANSWER The act of seizing property to secure a judgment. 
Catastrophe - ANSWER A single event that causes widespread losses. 
Civil law - ANSWER A classification of law that applies to legal matters not governed by criminal 
law and that protects rights and provides remedies for b...
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AINS 102 LATEST UPDATE GRADED A+
- Exam (elaborations) • 47 pages • 2024
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Property loss exposure A condition that presents the possibility that a person or an 
organization will sustain a loss resulting from damage (including destruction, taking, or loss of 
use) to property in which that person or organization has a financial interest. 
Real property (realty) Tangible property consisting of land, all structures permanently 
attached to the land, and whatever is growing on the land. 
Personal property All tangible or intangible property that is not real property. 
Ded...
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AINS 102 Actual Questions and answers | Latest 2024/25
- Exam (elaborations) • 27 pages • 2024
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AINS 102 Actual Questions and answers | Latest 2024/25
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AINS 102 Ch 2 Exam Correctly Solved
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The Agreement and Definitions page of the Personal Auto Policy (PAP) includes 
Select one: 
A. The name and mailing address of the insured. 
B. A general agreement stating the insurer's duty to pay damages and defense costs subject to the terms of the policy. 
C. The name of the insurer issuing the policy. 
D. A general agreement stating that the insurer is providing the coverage subject to payment of premium and to the terms of the policy. - D. A general agreement stating that the insurer is ...
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AINS 102 Review Questions with 100% Verified Answers
- Exam (elaborations) • 13 pages • 2024
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Steve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: 
Select one: 
A. Their cars 
B. Personal Liability 
C. The house 
D. The contents of the house - A 
 
The insuring agreement of a homeowners policy specifies that 
Select one: 
A. The insurer will provide policy coverage in return for the premium and complianc...
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AINS 102 Test Questions with Right Answers
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John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? 
Select one: 
A. The boat in the driveway 
B. The detached garage 
C. The desk top computer 
D. The hockey net and equipment - B. The detached garage 
 
Which one of the following is considered real property? 
Select one: 
A. An automobile 
B. A house 
C. Furni...
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AINS 102 Exam with Correct Solutions
- Exam (elaborations) • 25 pages • 2024
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Real property (realty) - Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. 
 
Personal Property - possessions such as jewelry, furniture, and boats 
 
Damage to building by vandalism - Put a fence around the building - Loss Prevention 
 
Home burglary - Install burglar alarm - Loss reduction 
 
Tort Damages - compensatory damages and punitive damages 
 
Negligence Tort - careless neglect, often resulting in injury 
 ...
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