Xcel Life, Accident, Health License Study guides, Class notes & Summaries

Xcel Life, Accident, Health License Exam Questions with 100% Correct Answers who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age - Correct Answer ️️ -A deceased worker's dependent parents of any age (must be at least 62 years old) what does the group life underwriting risk selection p...

XCEL Final Exam Questions and Answers 100% Pass Irrevocable beneficiary - Correct Answer ️️ -What kind of life insurance beneficiary requires his/her consent when a change of beneficiary is made? Anytime - Correct Answer ️️ -When can a policy-owner change a revocable beneficiary? Daughter - Correct Answer ️️ -K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are bot...

XCEL Life Only Final Exam CO Questions and Answers 100% Pass What type of insurance company sells insurance for a profit? - Correct Answer ️️ - Commercial Insurers (Private Insurance Companies) What type of insurance company sells more than one line of insurance? - Correct Answer ️️ -Multi-line insurer What type of companies are organized and incorporated under state laws for the purpose of making a profit for its stockholders? (shareholders) - Correct Answer ️️ - Stock Compa...

XCEL Life Only Final Exam CO Questions and Answers 100% Pass What type of insurance company sells insurance for a profit? - Correct Answer ️️ - Commercial Insurers (Private Insurance Companies) What type of insurance company sells more than one line of insurance? - Correct Answer ️️ -Multi-line insurer What type of companies are organized and incorporated under state laws for the purpose of making a profit for its stockholders? (shareholders) - Correct Answer ️️ - Stock Compa...

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