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Latest notes & summaries Brown University
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
If the required reserve ration is 20%, the simple deposit multiplier is _______ 
A. 2 
B. 5 
C. 10 
D. 20 
B. 5 
 
1/.2 = 5 
Imagine that Kristy deposits $10,000 of currency into her checking account deposit at Bank A and the reserve ratio is 20%. As a result of Kristy's deposit, Bank A's reserves immediately increase by: 
A. $2,000 
B. $8,000 
C. $ 10,000 
D. $50,000 
C. $10,000 
 
This is how much money she puts i...
- Exam (elaborations)
- • 15 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 15 pages
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
If the required reserve ration is 20%, the simple deposit multiplier is _______ 
A. 2 
B. 5 
C. 10 
D. 20 
B. 5 
 
1/.2 = 5 
Imagine that Kristy deposits $10,000 of currency into her checking account deposit at Bank A and the reserve ratio is 20%. As a result of Kristy's deposit, Bank A's reserves immediately increase by: 
A. $2,000 
B. $8,000 
C. $ 10,000 
D. $50,000 
C. $10,000 
 
This is how much money she puts i...
RMIN 4000 Test 1 Brown UGA Study Guide 2024 with complete solution 
 
 
Exposures 
things of value (assets) that could be lost 
Perils 
things that cause injury or loss 
risk 
a calculated possibility of a negative outcome 
Frequency 
the number of losses (such as fire or theft) that occur within a specified time period. aka the probability of a loss 
Severity 
the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much does it cost when the loss does occur? 
Hazard 
a...
- Exam (elaborations)
- • 7 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 7 pages
RMIN 4000 Test 1 Brown UGA Study Guide 2024 with complete solution 
 
 
Exposures 
things of value (assets) that could be lost 
Perils 
things that cause injury or loss 
risk 
a calculated possibility of a negative outcome 
Frequency 
the number of losses (such as fire or theft) that occur within a specified time period. aka the probability of a loss 
Severity 
the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much does it cost when the loss does occur? 
Hazard 
a...
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
Which of the following would be an example of a microeconomic issue? Select all that apply. 
1. The federal government of Sweden offers tax credits for individuals to put solar paneling on their homes. 
2. Sandra takes out a loan to invest in a new business opportunity. 
3. A local sandwich shop shuts down during a recession. 
4. None of these are microeconomic issues. 
1, 2, and 3 
True or false: Macroeconomics is th...
- Exam (elaborations)
- • 13 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 13 pages
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
Which of the following would be an example of a microeconomic issue? Select all that apply. 
1. The federal government of Sweden offers tax credits for individuals to put solar paneling on their homes. 
2. Sandra takes out a loan to invest in a new business opportunity. 
3. A local sandwich shop shuts down during a recession. 
4. None of these are microeconomic issues. 
1, 2, and 3 
True or false: Macroeconomics is th...
RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? 
0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's c...
- Exam (elaborations)
- • 36 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 4 out of 36 pages
RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? 
0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's c...
Brown RMIN 5100s test 1 questions and answers 2024 
 
Categories of commercial loss exposures 
1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss 
-tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss 
death, disability, retirement, injury of employees 
liability loss 
your responsibility for bodily injury, property damage, or financial loss to someone 
net income loss 
reduction in income due to direct loss 
Risk manag...
- Exam (elaborations)
- • 5 pages's •
-
Brown University•Brown University
Preview 2 out of 5 pages
Brown RMIN 5100s test 1 questions and answers 2024 
 
Categories of commercial loss exposures 
1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss 
-tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss 
death, disability, retirement, injury of employees 
liability loss 
your responsibility for bodily injury, property damage, or financial loss to someone 
net income loss 
reduction in income due to direct loss 
Risk manag...
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
If the required reserve ration is 20%, the simple deposit multiplier is _______ 
A. 2 
B. 5 
C. 10 
D. 20 
B. 5 
 
1/.2 = 5 
Imagine that Kristy deposits $10,000 of currency into her checking account deposit at Bank A and the reserve ratio is 20%. As a result of Kristy's deposit, Bank A's reserves immediately increase by: 
A. $2,000 
B. $8,000 
C. $ 10,000 
D. $50,000 
C. $10,000 
 
This is how much money she puts i...
- Exam (elaborations)
- • 15 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 15 pages
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
If the required reserve ration is 20%, the simple deposit multiplier is _______ 
A. 2 
B. 5 
C. 10 
D. 20 
B. 5 
 
1/.2 = 5 
Imagine that Kristy deposits $10,000 of currency into her checking account deposit at Bank A and the reserve ratio is 20%. As a result of Kristy's deposit, Bank A's reserves immediately increase by: 
A. $2,000 
B. $8,000 
C. $ 10,000 
D. $50,000 
C. $10,000 
 
This is how much money she puts i...
RMIN 4000 Test 1 Brown UGA Study Guide 2024 with complete solution 
 
 
Exposures 
things of value (assets) that could be lost 
Perils 
things that cause injury or loss 
risk 
a calculated possibility of a negative outcome 
Frequency 
the number of losses (such as fire or theft) that occur within a specified time period. aka the probability of a loss 
Severity 
the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much does it cost when the loss does occur? 
Hazard 
a...
- Exam (elaborations)
- • 7 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 7 pages
RMIN 4000 Test 1 Brown UGA Study Guide 2024 with complete solution 
 
 
Exposures 
things of value (assets) that could be lost 
Perils 
things that cause injury or loss 
risk 
a calculated possibility of a negative outcome 
Frequency 
the number of losses (such as fire or theft) that occur within a specified time period. aka the probability of a loss 
Severity 
the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much does it cost when the loss does occur? 
Hazard 
a...
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
Which of the following would be an example of a microeconomic issue? Select all that apply. 
1. The federal government of Sweden offers tax credits for individuals to put solar paneling on their homes. 
2. Sandra takes out a loan to invest in a new business opportunity. 
3. A local sandwich shop shuts down during a recession. 
4. None of these are microeconomic issues. 
1, 2, and 3 
True or false: Macroeconomics is th...
- Exam (elaborations)
- • 13 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 2 out of 13 pages
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
Which of the following would be an example of a microeconomic issue? Select all that apply. 
1. The federal government of Sweden offers tax credits for individuals to put solar paneling on their homes. 
2. Sandra takes out a loan to invest in a new business opportunity. 
3. A local sandwich shop shuts down during a recession. 
4. None of these are microeconomic issues. 
1, 2, and 3 
True or false: Macroeconomics is th...
RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? 
0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's c...
- Exam (elaborations)
- • 36 pages's •
-
BROWN UNIVERSITY•BROWN UNIVERSITY
Preview 4 out of 36 pages
RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? 
0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's c...
Brown RMIN 5100s test 1 questions and answers 2024 
 
Categories of commercial loss exposures 
1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss 
-tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss 
death, disability, retirement, injury of employees 
liability loss 
your responsibility for bodily injury, property damage, or financial loss to someone 
net income loss 
reduction in income due to direct loss 
Risk manag...
- Exam (elaborations)
- • 5 pages's •
-
Brown University•Brown University
Preview 2 out of 5 pages
Brown RMIN 5100s test 1 questions and answers 2024 
 
Categories of commercial loss exposures 
1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss 
-tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss 
death, disability, retirement, injury of employees 
liability loss 
your responsibility for bodily injury, property damage, or financial loss to someone 
net income loss 
reduction in income due to direct loss 
Risk manag...