DP3 Study guides, Class notes & Summaries
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ACA Final Exam Questions With Verified Answers Graded A+ 2023/2024.
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ACA Final Exam Questions With Verified Answers Graded A+ 2023/2024. When an insurance licensee moves, he has how long to notify the Florida Dept. of 
Financial Services of his change of address? 
10 Days 
30 Days 
60 Days 
180 Days - Answer 30 
An Insurance Policy is a contract with all of the following characteristics, EXCEPT 
It is a personal contract. 
Parties are of unequal power with ambiguities or unclear wording resolved in favor of 
the insured because it is a contract of adhesion. 
Ind...
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Property and Casualty CT Questions and Answers 100% Pass
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Property and Casualty CT Questions and Answers 100% Pass 
When reviewing standard workers compensations and employers liability policy, the limits of coverage described in Part one of the policy. The dollar limits of the benefits provided are stated in the state workers compensation law itself 
the purpose of the CT automobile assigned risk plan is to provide auto insurance to those who otherwise qualify, butter unable to purchase coverage in the normal market 
an agent who knowingly misrepresen...
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Property and Casualty Adjuster Exam Questions and Answers 100% Pass
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Property and Casualty Adjuster Exam 
Questions and Answers 100% Pass 
Staff Adjusters - Answer- are on the payroll of an insurance company 
Independent adjusters - Answer- Usually handle claims for more than one company and 
receive a fee based on time and expense. 
Contractors - Answer- May work for a comapny that furnishes adjusters for the handling 
of catasrophic losses. They are paid in the same manner as independent adjusters. 
Public Adjusters - Answer- Work on behalf of the insured in ne...
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2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance Exam Questions and Answers 100% Pass
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2/19 Florida Statutes, Rules and Regulations 
Pertinent to General Lines Insurance Exam 
Questions and Answers 100% Pass 
Florida Automobile Joint Underwriting Association: - Correct Answer ️️ -Market source 
for persons who are unable to purchase Auto insurance through normal channels. 
Florida Automobile Joint Underwriting Association Operations: - Correct Answer ️️ - 
Operations are overseen by a Board of governors 
Deposit Premium by the applicant: - Correct Answer ️️ -Agents hav...
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Property and Casualty License NY Exam Questions correctly Answered
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Property and Casualty License NY Exam Questions correctly Answered 
 
Electronic Media and Records - Special limitation applies to business income loss under BOP, for loss of damage to 
 
Stolen Car - According to part E duties after an accident or loss in Auto Policy, police should be called if 
 
Is required to undergo investigation by the Insurance Superintendent - Any person that solicits insurance without being duty licences 
 
Directors and Officers Insurance - Which of the policies covers...
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NJ Property, Casualty, and Auto Licensing Exam Correct 100%.
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Insuring Agreement - ANSWER company's obligation to pay, includes the perils and coverage for specific or named peril policies 
 
Exclusions - ANSWER what the policy will not pay for 
 
Definitions - ANSWER names of the persons insured in addition to the named insured are listed here, along with any other (blank) of terms in the policy 
 
Additional Coverage - ANSWER coverages under a policy that are provided by the insurer at no extra cost 
 
Casualty Policies - ANSWER defense costs over and a...
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2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance Complete Guide
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2/19 Florida Statutes, Rules and Regulations Pertinent to General Lines 
Insurance Complete Guide 
Florida Automobile Joint Underwriting Association: ️Market source for persons who are unable to 
purchase Auto insurance through normal channels. 
Florida Automobile Joint Underwriting Association Operations: ️Operations are overseen by a Board 
of governors 
Deposit Premium by the applicant: ️Agents have the authority to intermediately bind coverage upon 
securing a completed and sign...
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NJ Property & Casualty Exam Practice Questions and Answers 2022/2023
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What is a Business Owners Policy (BOP)? - ANSWER-They usually are targeted at small and medium-sized businesses. This assembles the basic coverages required by a business owner in one bundle. 
 
What are the features of a BOP Policy? - ANSWER-Property Liability, Business Income, and General Liability 
 
What is the method of valuation on building and business personal property? - ANSWER-Replacement Cost / 80% or more of the full replacement cost of the property 
 
How long is the "Period of Res...
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Exam FX, VA Property & Casualty Insurance Exam LATEST EDITION 2024 GUARANTEED GRADE A+
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the members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called 
Utility Services - Direct Damage. 
Brainpower 
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THE NEW YORK STATE PROPERTY AND CASUALTY EXAM| 165 QUESTIONS AND ANSWERS 2023|GUARANTEED SUCCESS
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Ceding Insurer 
The insurer transferring the risk is called? 
 
 
 
Assuming insurer 
The insurer providing reinsurance to another insurance company is called? 
 
 
 
agent's contract with the principal because the principal grants authority to an agent through the agent's contract 
what documentation grants express authority to an agent? 
 
 
 
adhesion 
Insurance policies are not drawn up through negotiations, and an insured has little to say about its provisions. What contract characteristi...
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